Accident Forgiveness Coverage

Keep Your Rates Down After an Accident

Accidents can happen to anyone, even the safest drivers on the road. When you cause an accident, your auto insurance rates can rise significantly. Nationwide believes that drivers like you deserve a break.

That’s why we offer Accident Forgiveness.

Avoid costly rate increases with Accident Forgiveness

Accident Forgiveness, available in select states, is an auto insurance option that helps you avoid a rate increase following the first at-fault accident on your policy. As an added bonus, Nationwide extends Accident Forgiveness to other drivers on your policy – including teen drivers. But it can only be used for one forgiven accident per policy.

Save money in the long term

Accident Forgiveness insurance coverage is an option you buy, but the price of it can more than offset the rate increase that would kick in after an accident. Your insurance rate is based on a number of factors, like age and location, and an additional rate increase could make good coverage harder to fit into your budget. Accident Forgiveness can help you control these costs.

Nationwide rewards auto insurance policyholders in other ways, as well. If you have at least five years’ driving experience without an at-fault accident, you could save up to 10%. And if you insure more than one car with Nationwide you could save up to 20%. These and other car insurance discounts can add up to significant savings.